Absa vs Bidvest

Interest rates compared

Last updated 1st September 2026 by Walter

Introduction

This fixed deposit comparison page compares Absa interest rates to Bidvest interest rates. All the interest rates shown are sourced from the Absa and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st September 2026.

How do Absa fixed deposit interest rates compare to Bidvest ?

You are more likely to find better interest rates at Bidvest than Absa. Specifically, 7 out of 100 interest rates are better at Absa than Bidvest. This means you are more likely to find a better interest rate at Bidvest 93% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Absa
7.60%
best rate
Bidvest
7.58%
best rate

The best interest rate you can get at Absa is 7.6% for the 12-month fixed deposit. You will need a minimum deposit of R30,000 . Whilst at Bidvest, the best interest rate you can get is 7.58% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

But how do interest rates at Absa compare to Bidvest across different terms and investment amounts?

2 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
5.90%
6.88%
-
-16
R100,000 for 18+
6.00%
6.88%
-
-147
R250,000 for 18+
6.00%
6.88%
-
-369
R1,000,000 for 18+
6.05%
6.88%
-
-1,391
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 6.88%. Over 2 months you will earn R1,391 less in interest at Absa compared Bidvest.

3 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.20%
7.01%
-
-20
R100,000 for 18+
6.25%
7.01%
-
-192
R250,000 for 18+
6.25%
7.01%
-
-480
R1,000,000 for 18+
6.35%
7.01%
-
-1,668
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.01%. Over 3 months you will earn R1,668 less in interest at Absa compared Bidvest.

4 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
5.95%
7.04%
-
-37
R100,000 for 18+
6.00%
7.04%
-
-352
R250,000 for 18+
6.00%
7.04%
-
-881
R1,000,000 for 18+
6.10%
7.04%
-
-3,185
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.04%. Over 4 months you will earn R3,185 less in interest at Absa compared Bidvest.

5 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
5.95%
7.07%
-
-48
R100,000 for 18+
6.00%
7.07%
-
-456
R250,000 for 18+
6.00%
7.07%
-
-1,139
R1,000,000 for 18+
6.10%
7.07%
-
-4,131
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.07%. Over 5 months you will earn R4,131 less in interest at Absa compared Bidvest.

6 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.80%
7.24%
-
-23
R100,000 for 18+
7.10%
7.24%
-
-72
R250,000 for 18+
7.10%
7.24%
-
-180
R1,000,000 for 18+
7.10%
7.24%
-
-721
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.24%. Over 6 months you will earn R721 less in interest at Absa compared Bidvest.

7 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.20%
7.27%
-
-65
R100,000 for 18+
6.25%
7.27%
-
-615
R250,000 for 18+
6.25%
7.27%
-
-1,538
R1,000,000 for 18+
6.30%
7.27%
-
-5,853
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.27%. Over 7 months you will earn R5,853 less in interest at Absa compared Bidvest.

8 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.20%
7.30%
-
-76
R100,000 for 18+
6.25%
7.30%
-
-728
R250,000 for 18+
6.25%
7.30%
-
-1,820
R1,000,000 for 18+
6.30%
7.30%
-
-6,936
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.30%. Over 8 months you will earn R6,936 less in interest at Absa compared Bidvest.

9 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.65%
7.32%
-
-53
R100,000 for 18+
7.15%
7.32%
-
-134
R250,000 for 18+
7.15%
7.32%
-
-334
R1,000,000 for 18+
7.15%
7.32%
-
-1,338
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.32%. Over 9 months you will earn R1,338 less in interest at Absa compared Bidvest.

10 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.20%
7.35%
-
-101
R100,000 for 18+
6.25%
7.35%
-
-964
R250,000 for 18+
6.25%
7.35%
-
-2,411
R1,000,000 for 18+
6.30%
7.35%
-
-9,208
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.35%. Over 10 months you will earn R9,208 less in interest at Absa compared Bidvest.

11 month fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
6.15%
7.37%
-
-118
R100,000 for 18+
6.20%
7.37%
-
-1,135
R250,000 for 18+
6.20%
7.37%
-
-2,837
R1,000,000 for 18+
6.25%
7.37%
-
-10,864
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 6.25% interest rate at Absa for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.37%. Over 11 months you will earn R10,864 less in interest at Absa compared Bidvest.

1 year fixed deposit interest rates compared

Absa vs Bidvest

This table shows Absa's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Absa1Bidvest1 Winner 2
R10,000 for 18+
7.10%
7.58%
-
-51
R100,000 for 18+
7.60%
7.58%
+
21
R250,000 for 18+
7.60%
7.58%
+
54
R1,000,000 for 18+
7.60%
7.58%
+
214
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Bidvest.
    A negative amount means that Bidvest offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.58%. Over 12 months you will earn R214 more in interest at Absa compared Bidvest.