Absa
vs
Investec
Interest rates compared
Introduction
This fixed deposit comparison page compares Absa interest rates to Investec interest rates. All the interest rates shown are sourced from the Absa and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.
How do Absa fixed deposit interest rates compare to Investec ?
You are more likely to find better interest rates at Investec than Absa. Specifically, 0 out of 100 interest rates are better at Absa than Investec. This means you are more likely to find a better interest rate at Investec 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Absa is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at Investec, the best interest rate you can get is 8.47% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .
But how do interest rates at Absa compare to Investec across different terms and investment amounts?
1 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.30% | 6.53% | - -19 |
| R250,000 for 18+ | 6.30% | 6.68% | - -79 |
| R1,000,000 for 18+ | 6.35% | 6.93% | - -483 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.93%. Over 1 months you will earn R483 less in interest at Absa compared Investec.
2 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.00% | 6.53% | - -89 |
| R250,000 for 18+ | 6.00% | 6.73% | - -306 |
| R1,000,000 for 18+ | 6.05% | 6.98% | - -1,558 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.98%. Over 2 months you will earn R1,558 less in interest at Absa compared Investec.
3 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.25% | 7.30% | - -265 |
| R250,000 for 18+ | 6.25% | 7.30% | - -664 |
| R1,000,000 for 18+ | 6.35% | 7.35% | - -2,529 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.35%. Over 3 months you will earn R2,529 less in interest at Absa compared Investec.
4 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.00% | 6.61% | - -207 |
| R250,000 for 18+ | 6.00% | 6.81% | - -686 |
| R1,000,000 for 18+ | 6.10% | 7.06% | - -3,253 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.06%. Over 4 months you will earn R3,253 less in interest at Absa compared Investec.
5 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.00% | 6.69% | - -294 |
| R250,000 for 18+ | 6.00% | 6.89% | - -947 |
| R1,000,000 for 18+ | 6.10% | 7.14% | - -4,430 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.14%. Over 5 months you will earn R4,430 less in interest at Absa compared Investec.
6 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.10% | 7.56% | - -237 |
| R250,000 for 18+ | 7.10% | 7.56% | - -593 |
| R1,000,000 for 18+ | 7.10% | 7.61% | - -2,629 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.61%. Over 6 months you will earn R2,629 less in interest at Absa compared Investec.
9 month fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.15% | 7.82% | - -528 |
| R250,000 for 18+ | 7.15% | 7.82% | - -1,320 |
| R1,000,000 for 18+ | 7.15% | 7.87% | - -5,676 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.87%. Over 9 months you will earn R5,676 less in interest at Absa compared Investec.
1 year fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.60% | 8.28% | - -731 |
| R250,000 for 18+ | 7.60% | 8.28% | - -1,828 |
| R1,000,000 for 18+ | 7.60% | 8.28% | - -7,312 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.28%. Over 12 months you will earn R7,312 less in interest at Absa compared Investec.
2 year fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.50% | 8.01% | - -1,183 |
| R250,000 for 18+ | 7.50% | 8.01% | - -2,957 |
| R1,000,000 for 18+ | 7.60% | 8.01% | - -9,519 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.01%. Over 2 years you will earn R9,519 less in interest at Absa compared Investec.
5 year fixed deposit interest rates compared
This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.
| Investment amount | Absa1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.90% | 8.47% | - -4,256 |
| R250,000 for 18+ | 7.90% | 8.47% | - -10,641 |
| R1,000,000 for 18+ | 8.05% | 8.47% | - -31,477 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above Investec.
A negative amount means that Investec offers more than Absa.
You get a 8.05% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.47%. Over 5 years you will earn R31,477 less in interest at Absa compared Investec.
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