Absa vs Investec

Interest rates compared

Last updated 1st March 2026 by Walter

Introduction

This fixed deposit comparison page compares Absa interest rates to Investec interest rates. All the interest rates shown are sourced from the Absa and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.

How do Absa fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Investec than Absa. Specifically, 10 out of 100 interest rates are better at Absa than Investec. This means you are more likely to find a better interest rate at Investec 90% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Absa
7.20%
best rate
Investec
7.78%
best rate

The best interest rate you can get at Absa is 7.2% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Investec, the best interest rate you can get is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Absa compare to Investec across different terms and investment amounts?

1 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.30%
6.40%
-
-8
R250,000 for 18+
6.30%
6.40%
-
-21
R1,000,000 for 18+
6.35%
6.40%
-
-42
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.40%. Over 1 months you will earn R42 less in interest at Absa compared Investec.

2 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.41%
-
-69
R250,000 for 18+
6.00%
6.41%
-
-172
R1,000,000 for 18+
6.05%
6.41%
-
-603
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.41%. Over 2 months you will earn R603 less in interest at Absa compared Investec.

3 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.25%
7.00%
-
-190
R250,000 for 18+
6.25%
7.00%
-
-474
R1,000,000 for 18+
6.35%
7.00%
-
-1,643
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.00%. Over 3 months you will earn R1,643 less in interest at Absa compared Investec.

4 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.40%
-
-135
R250,000 for 18+
6.00%
6.40%
-
-339
R1,000,000 for 18+
6.10%
6.40%
-
-1,016
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.40%. Over 4 months you will earn R1,016 less in interest at Absa compared Investec.

5 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.40%
-
-170
R250,000 for 18+
6.00%
6.40%
-
-425
R1,000,000 for 18+
6.10%
6.40%
-
-1,276
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.40%. Over 5 months you will earn R1,276 less in interest at Absa compared Investec.

6 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.75%
7.26%
-
-263
R250,000 for 18+
6.75%
7.26%
-
-656
R1,000,000 for 18+
6.75%
7.26%
-
-2,625
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.75% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.26%. Over 6 months you will earn R2,625 less in interest at Absa compared Investec.

9 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.60%
7.52%
-
-723
R250,000 for 18+
6.60%
7.52%
-
-1,808
R1,000,000 for 18+
6.60%
7.52%
-
-7,232
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.6% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.52%. Over 9 months you will earn R7,232 less in interest at Absa compared Investec.

1 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.01%
7.78%
-
-824
R250,000 for 18+
7.01%
7.78%
-
-2,060
R1,000,000 for 18+
7.01%
7.78%
-
-8,238
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.01% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.78%. Over 12 months you will earn R8,238 less in interest at Absa compared Investec.

2 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.50%
6.72%
-
-499
R250,000 for 18+
6.50%
6.72%
-
-1,248
R1,000,000 for 18+
6.55%
6.72%
-
-3,860
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.55% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.72%. Over 2 years you will earn R3,860 less in interest at Absa compared Investec.

5 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.20%
7.12%
+
568
R250,000 for 18+
7.20%
7.12%
+
1,420
R1,000,000 for 18+
7.20%
7.12%
+
5,682
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.2% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.12%. Over 5 years you will earn R5,682 more in interest at Absa compared Investec.

How do Absa interest rates compare to other banks?