Absa
vs
FNB
Interest rates compared
Introduction
This fixed deposit comparison page compares Absa interest rates to FNB interest rates. All the interest rates shown are sourced from the Absa and FNB websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st September 2026.
How do Absa fixed deposit interest rates compare to FNB ?
You are more likely to find better interest rates at Absa than FNB. Specifically, 75 out of 100 interest rates are better at Absa than FNB. This means you are more likely to find a better interest rate at FNB 25% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Absa is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at FNB, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .
But how do interest rates at Absa compare to FNB across different terms and investment amounts?
1 month fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.20% | 6.15% | + 0 |
| R100,000 for 18+ | 6.30% | 6.15% | + 13 |
| R250,000 for 18+ | 6.30% | 6.25% | + 10 |
| R1,000,000 for 18+ | 6.35% | 6.50% | - -125 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.50%. Over 1 months you will earn R125 less in interest at Absa compared FNB.
3 month fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.20% | 6.40% | - -5 |
| R100,000 for 18+ | 6.25% | 6.40% | - -38 |
| R250,000 for 18+ | 6.25% | 6.50% | - -158 |
| R1,000,000 for 18+ | 6.35% | 6.70% | - -885 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.70%. Over 3 months you will earn R885 less in interest at Absa compared FNB.
6 month fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.80% | 6.65% | + 8 |
| R100,000 for 18+ | 7.10% | 6.65% | + 232 |
| R250,000 for 18+ | 7.10% | 6.75% | + 450 |
| R1,000,000 for 18+ | 7.10% | 6.95% | + 772 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.95%. Over 6 months you will earn R772 more in interest at Absa compared FNB.
9 month fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.65% | 6.80% | - -12 |
| R100,000 for 18+ | 7.15% | 6.80% | + 275 |
| R250,000 for 18+ | 7.15% | 6.90% | + 491 |
| R1,000,000 for 18+ | 7.15% | 7.10% | + 393 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.10%. Over 9 months you will earn R393 more in interest at Absa compared FNB.
1 year fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.10% | 7.05% | + 5 |
| R100,000 for 18+ | 7.60% | 7.05% | + 588 |
| R250,000 for 18+ | 7.60% | 7.15% | + 1,203 |
| R1,000,000 for 18+ | 7.60% | 7.35% | + 2,677 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.35%. Over 12 months you will earn R2,677 more in interest at Absa compared FNB.
2 year fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.50% | 7.15% | + 81 |
| R100,000 for 18+ | 7.50% | 7.15% | + 805 |
| R250,000 for 18+ | 7.50% | 7.25% | + 1,439 |
| R1,000,000 for 18+ | 7.60% | 7.45% | + 3,464 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.45%. Over 2 years you will earn R3,464 more in interest at Absa compared FNB.
3 year fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.50% | 7.30% | + 74 |
| R100,000 for 18+ | 7.60% | 7.30% | + 1,118 |
| R250,000 for 18+ | 7.60% | 7.40% | + 1,866 |
| R1,000,000 for 18+ | 7.80% | 7.60% | + 7,505 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 7.8% interest rate at Absa for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.60%. Over 3 years you will earn R7,505 more in interest at Absa compared FNB.
5 year fixed deposit interest rates compared
This table shows Absa's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.
| Investment amount | Absa1 | FNB1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.70% | 7.75% | - -37 |
| R100,000 for 18+ | 7.90% | 7.75% | + 1,101 |
| R250,000 for 18+ | 7.90% | 7.85% | + 919 |
| R1,000,000 for 18+ | 8.05% | 8.05% | - 0 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Absa over and above FNB.
A negative amount means that FNB offers more than Absa.
You get a 8.05% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 8.05%. Over 5 years you will earn R0 less in interest at Absa compared FNB.
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