Absa vs Investec

Interest rates compared

Last updated 31st July 2026 by Walter

Introduction

This fixed deposit comparison page compares Absa interest rates to Investec interest rates. All the interest rates shown are sourced from the Absa and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.

How do Absa fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Investec than Absa. Specifically, 0 out of 100 interest rates are better at Absa than Investec. This means you are more likely to find a better interest rate at Investec 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Absa
8.05%
best rate
Investec
8.11%
best rate

The best interest rate you can get at Absa is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at Investec, the best interest rate you can get is 8.11% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Absa compare to Investec across different terms and investment amounts?

1 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.30%
6.70%
-
-33
R250,000 for 18+
6.30%
6.70%
-
-83
R1,000,000 for 18+
6.35%
6.70%
-
-292
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.70%. Over 1 months you will earn R292 less in interest at Absa compared Investec.

2 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.71%
-
-119
R250,000 for 18+
6.00%
6.71%
-
-297
R1,000,000 for 18+
6.05%
6.71%
-
-1,106
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.71%. Over 2 months you will earn R1,106 less in interest at Absa compared Investec.

3 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.25%
7.25%
-
-253
R250,000 for 18+
6.25%
7.25%
-
-632
R1,000,000 for 18+
6.35%
7.25%
-
-2,276
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.25%. Over 3 months you will earn R2,276 less in interest at Absa compared Investec.

4 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.77%
-
-261
R250,000 for 18+
6.00%
6.77%
-
-652
R1,000,000 for 18+
6.10%
6.77%
-
-2,269
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.77%. Over 4 months you will earn R2,269 less in interest at Absa compared Investec.

5 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
6.00%
6.89%
-
-379
R250,000 for 18+
6.00%
6.89%
-
-947
R1,000,000 for 18+
6.10%
6.89%
-
-3,364
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.89%. Over 5 months you will earn R3,364 less in interest at Absa compared Investec.

6 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.10%
7.51%
-
-211
R250,000 for 18+
7.10%
7.51%
-
-528
R1,000,000 for 18+
7.10%
7.51%
-
-2,113
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.51%. Over 6 months you will earn R2,113 less in interest at Absa compared Investec.

9 month fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.15%
7.77%
-
-489
R250,000 for 18+
7.15%
7.77%
-
-1,222
R1,000,000 for 18+
7.15%
7.77%
-
-4,886
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.77%. Over 9 months you will earn R4,886 less in interest at Absa compared Investec.

1 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.60%
8.03%
-
-462
R250,000 for 18+
7.60%
8.03%
-
-1,155
R1,000,000 for 18+
7.60%
8.03%
-
-4,618
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.03%. Over 12 months you will earn R4,618 less in interest at Absa compared Investec.

2 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.50%
7.66%
-
-370
R250,000 for 18+
7.50%
7.66%
-
-925
R1,000,000 for 18+
7.60%
7.66%
-
-1,388
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.66%. Over 2 years you will earn R1,388 less in interest at Absa compared Investec.

5 year fixed deposit interest rates compared

Absa vs Investec

This table shows Absa's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Absa1Investec1 Winner 2
R100,000 for 18+
7.90%
8.11%
-
-1,554
R250,000 for 18+
7.90%
8.11%
-
-3,886
R1,000,000 for 18+
8.05%
8.11%
-
-4,457
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Investec.
    A negative amount means that Investec offers more than Absa.
How to read this table?

You get a 8.05% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.11%. Over 5 years you will earn R4,457 less in interest at Absa compared Investec.

How do Absa interest rates compare to other banks?