Absa vs Standard Bank

Interest rates compared

Last updated 31st July 2026 by Walter

Introduction

This fixed deposit comparison page compares Absa interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Absa and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.

How do Absa fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Standard Bank than Absa. Specifically, 42 out of 100 interest rates are better at Absa than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 58% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Absa
8.05%
best rate
Standard Bank
7.97%
best rate

The best interest rate you can get at Absa is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at Standard Bank, the best interest rate you can get is 7.972156797760377% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Absa compare to Standard Bank across different terms and investment amounts?

1 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.20%
5.90%
+
3
R100,000 for 18+
6.30%
6.48%
-
-15
R250,000 for 18+
6.30%
6.48%
-
-38
R1,000,000 for 18+
6.35%
6.58%
-
-190
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.58%. Over 1 months you will earn R190 less in interest at Absa compared Standard Bank.

2 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
5.90%
5.90%
+
0
R100,000 for 18+
6.00%
6.56%
-
-94
R250,000 for 18+
6.00%
6.56%
-
-234
R1,000,000 for 18+
6.05%
6.65%
-
-1,009
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.05% interest rate at Absa for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.65%. Over 2 months you will earn R1,009 less in interest at Absa compared Standard Bank.

3 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.20%
6.02%
+
5
R100,000 for 18+
6.25%
6.61%
-
-91
R250,000 for 18+
6.25%
6.61%
-
-227
R1,000,000 for 18+
6.35%
6.70%
-
-895
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.35% interest rate at Absa for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.70%. Over 3 months you will earn R895 less in interest at Absa compared Standard Bank.

4 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
5.95%
6.02%
-
-2
R100,000 for 18+
6.00%
6.66%
-
-223
R250,000 for 18+
6.00%
6.66%
-
-559
R1,000,000 for 18+
6.10%
6.75%
-
-2,215
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.75%. Over 4 months you will earn R2,215 less in interest at Absa compared Standard Bank.

5 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.00%
6.69%
-
-292
R250,000 for 18+
6.00%
6.69%
-
-731
R1,000,000 for 18+
6.10%
6.78%
-
-2,900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.1% interest rate at Absa for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.78%. Over 5 months you will earn R2,900 less in interest at Absa compared Standard Bank.

6 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.80%
6.13%
+
35
R100,000 for 18+
7.10%
6.74%
+
187
R250,000 for 18+
7.10%
6.74%
+
467
R1,000,000 for 18+
7.10%
6.83%
+
1,384
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.1% interest rate at Absa for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.83%. Over 6 months you will earn R1,384 more in interest at Absa compared Standard Bank.

7 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.81%
-
-337
R250,000 for 18+
6.25%
6.81%
-
-843
R1,000,000 for 18+
6.30%
6.90%
-
-3,637
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.90%. Over 7 months you will earn R3,637 less in interest at Absa compared Standard Bank.

8 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.86%
-
-419
R250,000 for 18+
6.25%
6.86%
-
-1,048
R1,000,000 for 18+
6.30%
6.95%
-
-4,499
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.95%. Over 8 months you will earn R4,499 less in interest at Absa compared Standard Bank.

9 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
6.65%
6.13%
+
41
R100,000 for 18+
7.15%
6.90%
+
194
R250,000 for 18+
7.15%
6.90%
+
485
R1,000,000 for 18+
7.15%
7.00%
+
1,201
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.15% interest rate at Absa for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.00%. Over 9 months you will earn R1,201 more in interest at Absa compared Standard Bank.

10 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.25%
6.97%
-
-631
R250,000 for 18+
6.25%
6.97%
-
-1,578
R1,000,000 for 18+
6.30%
7.06%
-
-6,699
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.3% interest rate at Absa for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.06%. Over 10 months you will earn R6,699 less in interest at Absa compared Standard Bank.

11 month fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R100,000 for 18+
6.20%
7.02%
-
-791
R250,000 for 18+
6.20%
7.02%
-
-1,978
R1,000,000 for 18+
6.25%
7.11%
-
-8,339
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 6.25% interest rate at Absa for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.11%. Over 11 months you will earn R8,339 less in interest at Absa compared Standard Bank.

1 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.10%
6.40%
+
75
R100,000 for 18+
7.60%
7.35%
+
270
R250,000 for 18+
7.60%
7.35%
+
676
R1,000,000 for 18+
7.60%
7.40%
+
2,104
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.40%. Over 12 months you will earn R2,104 more in interest at Absa compared Standard Bank.

1.5 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.30%
6.78%
+
85
R100,000 for 18+
7.50%
7.49%
+
21
R250,000 for 18+
7.50%
7.49%
+
52
R1,000,000 for 18+
7.60%
7.49%
+
1,875
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.49%. Over 1.5 years you will earn R1,875 more in interest at Absa compared Standard Bank.

2 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.50%
6.84%
+
151
R100,000 for 18+
7.50%
7.57%
-
-165
R250,000 for 18+
7.50%
7.57%
-
-414
R1,000,000 for 18+
7.60%
7.57%
+
656
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.6% interest rate at Absa for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.57%. Over 2 years you will earn R656 more in interest at Absa compared Standard Bank.

3 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.50%
6.93%
+
212
R100,000 for 18+
7.60%
7.69%
-
-348
R250,000 for 18+
7.60%
7.69%
-
-870
R1,000,000 for 18+
7.80%
7.69%
+
4,025
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 7.8% interest rate at Absa for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.69%. Over 3 years you will earn R4,025 more in interest at Absa compared Standard Bank.

5 year fixed deposit interest rates compared

Absa vs Standard Bank

This table shows Absa's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Absa1Standard Bank1 Winner 2
R10,000 for 18+
7.70%
7.11%
+
422
R100,000 for 18+
7.90%
7.97%
-
-532
R250,000 for 18+
7.90%
7.97%
-
-1,331
R1,000,000 for 18+
8.05%
7.97%
+
5,763
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Absa over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Absa.
How to read this table?

You get a 8.05% interest rate at Absa for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.97%. Over 5 years you will earn R5,763 more in interest at Absa compared Standard Bank.

How do Absa interest rates compare to other banks?