Nedbank vs Investec

Interest rates compared

Last updated 2nd May 2025 by Walter

Introduction

This fixed deposit comparison page compares Nedbank interest rates to Investec interest rates. All the interest rates shown are sourced from the Nedbank and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd May 2025.

How do Nedbank fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Nedbank than Investec. Specifically, 92 out of 100 interest rates are better at Nedbank than Investec. This means you are more likely to find a better interest rate at Investec 8% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Nedbank
9.00%
best rate
Investec
8.43%
best rate

The best interest rate you can get at Nedbank is 9% for the 60-month fixed deposit. You will need a minimum deposit of R250,000 . Whilst at Investec, the best interest rate you can get is 8.43% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55.

But how do interest rates at Nedbank compare to Investec across different terms and investment amounts?

3 month fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.70%
6.90%
+
204
R100,000 for 18+
7.50%
6.90%
+
152
R250,000 for 18+
7.80%
7.10%
+
437
R250,000 for 18+
7.60%
7.10%
+
314
R1,000,000 for 18+
7.80%
7.35%
+
1,134
R1,000,000 for 18+
7.70%
7.35%
+
898
R5,000,000 for 18+
7.80%
7.35%
+
5,670
R5,000,000 for 18+
7.70%
7.35%
+
4,490
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 7.7% interest rate at Nedbank for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.35%. Over 3 months you will earn R4,490 more in interest at Nedbank compared Investec.

6 month fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.95%
7.43%
+
269
R100,000 for 18+
7.80%
7.43%
+
188
R100,000 for 55+
7.95%
7.58%
+
192
R100,000 for 55+
7.85%
7.58%
+
140
R100,000 for 55+
7.80%
7.58%
+
111
R250,000 for 18+
8.05%
7.43%
+
794
R250,000 for 18+
7.90%
7.43%
+
602
R250,000 for 55+
8.05%
7.58%
+
601
R250,000 for 55+
7.95%
7.58%
+
481
R250,000 for 55+
7.90%
7.58%
+
409
R1,000,000 for 18+
8.05%
7.43%
+
3,175
R1,000,000 for 18+
7.95%
7.43%
+
2,695
R1,000,000 for 55+
8.05%
7.58%
+
2,405
R1,000,000 for 55+
8.05%
7.58%
+
2,405
R1,000,000 for 55+
7.95%
7.58%
+
1,924
R5,000,000 for 18+
8.05%
7.43%
+
15,876
R5,000,000 for 18+
7.95%
7.43%
+
13,473
R5,000,000 for 55+
8.05%
7.58%
+
12,023
R5,000,000 for 55+
8.05%
7.58%
+
12,023
R5,000,000 for 55+
7.95%
7.58%
+
9,620
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 7.95% interest rate at Nedbank for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.58%. Over 6 months you will earn R9,620 more in interest at Nedbank compared Investec.

1 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
8.20%
8.00%
+
220
R100,000 for 18+
7.95%
8.00%
-
-50
R100,000 for 55+
8.20%
8.20%
-
0
R100,000 for 55+
8.00%
8.20%
-
-220
R100,000 for 55+
7.95%
8.20%
-
-270
R250,000 for 18+
8.30%
8.00%
+
800
R250,000 for 18+
8.20%
8.00%
+
550
R250,000 for 55+
8.30%
8.20%
+
250
R250,000 for 55+
8.20%
8.20%
-
0
R250,000 for 55+
8.20%
8.20%
-
0
R1,000,000 for 18+
8.30%
8.00%
+
3,200
R1,000,000 for 18+
8.30%
8.00%
+
3,200
R1,000,000 for 55+
8.30%
8.20%
+
1,000
R1,000,000 for 55+
8.30%
8.20%
+
1,000
R1,000,000 for 55+
8.30%
8.20%
+
1,000
R5,000,000 for 18+
8.30%
8.00%
+
16,000
R5,000,000 for 18+
8.30%
8.00%
+
16,000
R5,000,000 for 55+
8.30%
8.20%
+
5,000
R5,000,000 for 55+
8.30%
8.20%
+
5,000
R5,000,000 for 55+
8.30%
8.20%
+
5,000
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 8.3% interest rate at Nedbank for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 8.20%. Over 12 months you will earn R5,000 more in interest at Nedbank compared Investec.

2 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
8.05%
7.61%
+
1,016
R100,000 for 18+
7.95%
7.61%
+
800
R100,000 for 55+
8.05%
7.76%
+
671
R100,000 for 55+
8.05%
7.76%
+
671
R100,000 for 55+
7.95%
7.76%
+
454
R250,000 for 18+
8.25%
7.61%
+
3,734
R250,000 for 18+
8.05%
7.61%
+
2,541
R250,000 for 55+
8.25%
7.76%
+
2,870
R250,000 for 55+
8.15%
7.76%
+
2,273
R250,000 for 55+
8.05%
7.76%
+
1,677
R1,000,000 for 18+
8.25%
7.61%
+
14,935
R1,000,000 for 18+
8.10%
7.61%
+
11,463
R1,000,000 for 55+
8.25%
7.76%
+
11,480
R1,000,000 for 55+
8.25%
7.76%
+
11,480
R1,000,000 for 55+
8.10%
7.76%
+
8,009
R5,000,000 for 18+
8.25%
7.61%
+
74,675
R5,000,000 for 18+
8.10%
7.61%
+
57,317
R5,000,000 for 55+
8.25%
7.76%
+
57,402
R5,000,000 for 55+
8.25%
7.76%
+
57,402
R5,000,000 for 55+
8.10%
7.76%
+
40,043
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 8.1% interest rate at Nedbank for a R5,000,000 investment in a 2 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.76%. Over 2 years you will earn R40,043 more in interest at Nedbank compared Investec.

5 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
8.85%
8.28%
+
4,362
R100,000 for 18+
8.35%
8.28%
+
557
R100,000 for 55+
8.85%
8.43%
+
3,245
R100,000 for 55+
8.80%
8.43%
+
2,819
R100,000 for 55+
8.35%
8.43%
-
-559
R250,000 for 18+
9.00%
8.28%
+
13,758
R250,000 for 18+
8.45%
8.28%
+
3,315
R250,000 for 55+
9.00%
8.43%
+
10,968
R250,000 for 55+
8.85%
8.43%
+
8,114
R250,000 for 55+
8.45%
8.43%
+
525
R1,000,000 for 18+
9.00%
8.28%
+
55,033
R1,000,000 for 18+
8.55%
8.28%
+
20,277
R1,000,000 for 55+
9.00%
8.43%
+
43,872
R1,000,000 for 55+
9.00%
8.43%
+
43,872
R1,000,000 for 55+
8.55%
8.43%
+
9,117
R5,000,000 for 18+
9.00%
8.28%
+
275,164
R5,000,000 for 18+
8.55%
8.28%
+
101,386
R5,000,000 for 55+
9.00%
8.43%
+
219,361
R5,000,000 for 55+
9.00%
8.43%
+
219,361
R5,000,000 for 55+
8.55%
8.43%
+
45,583
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 8.55% interest rate at Nedbank for a R5,000,000 investment in a 5 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 8.43%. Over 5 years you will earn R45,583 more in interest at Nedbank compared Investec.

How do Nedbank interest rates compare to other banks?