Nedbank vs Investec

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares Nedbank interest rates to Investec interest rates. All the interest rates shown are sourced from the Nedbank and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do Nedbank fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Nedbank than Investec. Specifically, 92 out of 100 interest rates are better at Nedbank than Investec. This means you are more likely to find a better interest rate at Investec 8% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Nedbank
8.65%
best rate
Investec
8.04%
best rate

The best interest rate you can get at Nedbank is 8.65% for the 60-month fixed deposit. You will need a minimum deposit of R250,000 and be over the age of 55. Whilst at Investec, the best interest rate you can get is 8.04% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55.

But how do interest rates at Nedbank compare to Investec across different terms and investment amounts?

3 month fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.50%
6.41%
+
275
R100,000 for 18+
7.30%
6.41%
+
226
R250,000 for 18+
7.60%
6.61%
+
628
R250,000 for 18+
7.40%
6.61%
+
504
R1,000,000 for 18+
7.60%
6.86%
+
1,871
R1,000,000 for 18+
7.50%
6.86%
+
1,611
R5,000,000 for 18+
7.60%
6.86%
+
9,355
R5,000,000 for 18+
7.50%
6.86%
+
8,056
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 7.5% interest rate at Nedbank for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.86%. Over 3 months you will earn R8,056 more in interest at Nedbank compared Investec.

6 month fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.70%
7.02%
+
352
R100,000 for 18+
7.50%
7.02%
+
246
R100,000 for 55+
7.70%
7.17%
+
275
R100,000 for 55+
7.60%
7.17%
+
222
R100,000 for 55+
7.60%
7.17%
+
222
R250,000 for 18+
7.80%
7.02%
+
1,000
R250,000 for 18+
7.60%
7.02%
+
747
R250,000 for 55+
7.80%
7.17%
+
807
R250,000 for 55+
7.70%
7.17%
+
687
R250,000 for 55+
7.70%
7.17%
+
687
R1,000,000 for 18+
7.80%
7.02%
+
4,000
R1,000,000 for 18+
7.65%
7.02%
+
3,230
R1,000,000 for 55+
7.80%
7.17%
+
3,227
R1,000,000 for 55+
7.80%
7.17%
+
3,227
R1,000,000 for 55+
7.75%
7.17%
+
2,987
R5,000,000 for 18+
7.80%
7.02%
+
19,998
R5,000,000 for 18+
7.65%
7.02%
+
16,149
R5,000,000 for 55+
7.80%
7.17%
+
16,137
R5,000,000 for 55+
7.80%
7.17%
+
16,137
R5,000,000 for 55+
7.75%
7.17%
+
14,934
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 7.75% interest rate at Nedbank for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.17%. Over 6 months you will earn R14,934 more in interest at Nedbank compared Investec.

1 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.95%
7.85%
+
110
R100,000 for 18+
7.55%
7.85%
-
-320
R100,000 for 55+
7.95%
7.95%
-
0
R100,000 for 55+
7.75%
7.95%
-
-220
R100,000 for 55+
7.55%
7.95%
-
-430
R250,000 for 18+
8.05%
7.85%
+
525
R250,000 for 18+
7.80%
7.85%
-
-150
R250,000 for 55+
8.05%
7.95%
+
250
R250,000 for 55+
7.95%
7.95%
-
0
R250,000 for 55+
7.90%
7.95%
-
-150
R1,000,000 for 18+
8.05%
7.85%
+
2,100
R1,000,000 for 18+
7.90%
7.85%
+
500
R1,000,000 for 55+
8.05%
7.95%
+
1,000
R1,000,000 for 55+
8.05%
7.95%
+
1,000
R1,000,000 for 55+
8.00%
7.95%
+
500
R5,000,000 for 18+
8.05%
7.85%
+
10,500
R5,000,000 for 18+
7.90%
7.85%
+
2,500
R5,000,000 for 55+
8.05%
7.95%
+
5,000
R5,000,000 for 55+
8.05%
7.95%
+
5,000
R5,000,000 for 55+
8.00%
7.95%
+
2,500
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 8% interest rate at Nedbank for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.95%. Over 12 months you will earn R2,500 more in interest at Nedbank compared Investec.

2 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
7.85%
7.35%
+
1,165
R100,000 for 18+
7.65%
7.35%
+
690
R100,000 for 55+
7.85%
7.50%
+
820
R100,000 for 55+
7.75%
7.50%
+
583
R100,000 for 55+
7.75%
7.50%
+
583
R250,000 for 18+
7.95%
7.35%
+
3,508
R250,000 for 18+
7.75%
7.35%
+
2,318
R250,000 for 55+
7.95%
7.50%
+
2,646
R250,000 for 55+
7.85%
7.50%
+
2,051
R250,000 for 55+
7.85%
7.50%
+
2,051
R1,000,000 for 18+
7.95%
7.35%
+
14,030
R1,000,000 for 18+
7.80%
7.35%
+
10,353
R1,000,000 for 55+
7.95%
7.50%
+
10,584
R1,000,000 for 55+
7.95%
7.50%
+
10,584
R1,000,000 for 55+
7.90%
7.50%
+
9,286
R5,000,000 for 18+
7.95%
7.35%
+
70,151
R5,000,000 for 18+
7.80%
7.35%
+
51,763
R5,000,000 for 55+
7.95%
7.50%
+
52,922
R5,000,000 for 55+
7.95%
7.50%
+
52,922
R5,000,000 for 55+
7.90%
7.50%
+
46,429
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 7.9% interest rate at Nedbank for a R5,000,000 investment in a 2 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.50%. Over 2 years you will earn R46,429 more in interest at Nedbank compared Investec.

5 year fixed deposit interest rates compared

Nedbank vs Investec

This table shows Nedbank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Nedbank1Investec1 Winner 2
R100,000 for 18+
8.50%
7.89%
+
4,575
R100,000 for 18+
8.40%
7.89%
+
3,805
R100,000 for 55+
8.50%
8.04%
+
3,476
R100,000 for 55+
8.45%
8.04%
+
3,126
R100,000 for 55+
8.45%
8.04%
+
3,126
R250,000 for 18+
8.50%
7.89%
+
11,438
R250,000 for 55+
8.65%
8.04%
+
11,505
R250,000 for 55+
8.65%
8.04%
+
11,505
R250,000 for 55+
8.55%
8.04%
+
9,568
R250,000 for 55+
8.50%
8.04%
+
8,690
R1,000,000 for 18+
8.60%
7.89%
+
53,485
R1,000,000 for 55+
8.65%
8.04%
+
46,021
R1,000,000 for 55+
8.65%
8.04%
+
46,021
R1,000,000 for 55+
8.65%
8.04%
+
46,021
R1,000,000 for 55+
8.65%
8.04%
+
46,021
R5,000,000 for 18+
8.60%
7.89%
+
267,424
R5,000,000 for 55+
8.65%
8.04%
+
230,107
R5,000,000 for 55+
8.65%
8.04%
+
230,107
R5,000,000 for 55+
8.65%
8.04%
+
230,107
R5,000,000 for 55+
8.65%
8.04%
+
230,107
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above Investec.
    A negative amount means that Investec offers more than Nedbank.
How to read this table?

You get a 8.65% interest rate at Nedbank for a R5,000,000 investment in a 5 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 8.04%. Over 5 years you will earn R230,107 more in interest at Nedbank compared Investec.

How do Nedbank interest rates compare to other banks?