Nedbank vs SA Retail Bonds

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares Nedbank interest rates to SA Retail Bonds interest rates. All the interest rates shown are sourced from the Nedbank and SA Retail Bonds websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do Nedbank fixed deposit interest rates compare to SA Retail Bonds ?

You are more likely to find better interest rates at SA Retail Bonds than Nedbank. Specifically, 0 out of 100 interest rates are better at Nedbank than SA Retail Bonds. This means you are more likely to find a better interest rate at SA Retail Bonds 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Nedbank
8.65%
best rate
SA Retail Bonds
9.25%
best rate

The best interest rate you can get at Nedbank is 8.65% for the 60-month fixed deposit. You will need a minimum deposit of R250,000 and be over the age of 55. Whilst at SA Retail Bonds, the best interest rate you can get is 9.25% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 .

But how do interest rates at Nedbank compare to SA Retail Bonds across different terms and investment amounts?

2 year fixed deposit interest rates compared

Nedbank vs SA Retail Bonds

This table shows Nedbank's and SA Retail Bonds's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Nedbank1SA Retail Bonds1 Winner 2
R10,000 for 18+
7.55%
8.25%
-
-130
R10,000 for 18+
7.45%
8.25%
-
-153
R10,000 for 55+
7.55%
8.25%
-
-130
R10,000 for 55+
7.55%
8.25%
-
-130
R10,000 for 55+
7.55%
8.25%
-
-130
R100,000 for 18+
7.85%
8.25%
-
-606
R100,000 for 18+
7.65%
8.25%
-
-1,082
R100,000 for 55+
7.85%
8.25%
-
-606
R100,000 for 55+
7.75%
8.25%
-
-844
R100,000 for 55+
7.75%
8.25%
-
-844
R250,000 for 18+
7.95%
8.25%
-
-921
R250,000 for 18+
7.75%
8.25%
-
-2,110
R250,000 for 55+
7.95%
8.25%
-
-921
R250,000 for 55+
7.85%
8.25%
-
-1,516
R250,000 for 55+
7.85%
8.25%
-
-1,516
R1,000,000 for 18+
7.95%
8.25%
-
-3,683
R1,000,000 for 18+
7.80%
8.25%
-
-7,361
R1,000,000 for 55+
7.95%
8.25%
-
-3,683
R1,000,000 for 55+
7.95%
8.25%
-
-3,683
R1,000,000 for 55+
7.90%
8.25%
-
-4,982
R5,000,000 for 18+
7.95%
8.25%
-
-18,417
R5,000,000 for 18+
7.80%
8.25%
-
-36,805
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above SA Retail Bonds.
    A negative amount means that SA Retail Bonds offers more than Nedbank.
How to read this table?

You get a 7.8% interest rate at Nedbank for a R5,000,000 investment in a 2 year fixed deposit (if you are older than 18). SA Retail Bonds's interest rate for the same terms is 8.25%. Over 2 years you will earn R36,805 less in interest at Nedbank compared SA Retail Bonds.

3 year fixed deposit interest rates compared

Nedbank vs SA Retail Bonds

This table shows Nedbank's and SA Retail Bonds's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Nedbank1SA Retail Bonds1 Winner 2
R10,000 for 18+
7.60%
8.50%
-
-285
R10,000 for 18+
7.50%
8.50%
-
-323
R10,000 for 55+
7.60%
8.50%
-
-285
R10,000 for 55+
7.60%
8.50%
-
-285
R10,000 for 55+
7.60%
8.50%
-
-285
R100,000 for 18+
7.90%
8.50%
-
-1,728
R100,000 for 18+
7.70%
8.50%
-
-2,464
R100,000 for 55+
7.90%
8.50%
-
-1,728
R100,000 for 55+
7.80%
8.50%
-
-2,114
R100,000 for 55+
7.80%
8.50%
-
-2,114
R250,000 for 18+
8.00%
8.50%
-
-3,354
R250,000 for 18+
7.80%
8.50%
-
-5,286
R250,000 for 55+
8.00%
8.50%
-
-3,354
R250,000 for 55+
7.90%
8.50%
-
-4,321
R250,000 for 55+
7.90%
8.50%
-
-4,321
R1,000,000 for 18+
8.00%
8.50%
-
-13,418
R1,000,000 for 18+
7.85%
8.50%
-
-19,039
R1,000,000 for 55+
8.00%
8.50%
-
-13,418
R1,000,000 for 55+
8.00%
8.50%
-
-13,418
R1,000,000 for 55+
7.95%
8.50%
-
-15,176
R5,000,000 for 18+
8.00%
8.50%
-
-67,090
R5,000,000 for 18+
7.85%
8.50%
-
-95,197
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above SA Retail Bonds.
    A negative amount means that SA Retail Bonds offers more than Nedbank.
How to read this table?

You get a 7.85% interest rate at Nedbank for a R5,000,000 investment in a 3 year fixed deposit (if you are older than 18). SA Retail Bonds's interest rate for the same terms is 8.50%. Over 3 years you will earn R95,197 less in interest at Nedbank compared SA Retail Bonds.

5 year fixed deposit interest rates compared

Nedbank vs SA Retail Bonds

This table shows Nedbank's and SA Retail Bonds's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Nedbank1SA Retail Bonds1 Winner 2
R10,000 for 18+
8.35%
9.25%
-
-552
R10,000 for 18+
8.20%
9.25%
-
-663
R10,000 for 55+
8.35%
9.25%
-
-552
R10,000 for 55+
8.35%
9.25%
-
-552
R10,000 for 55+
8.25%
9.25%
-
-629
R100,000 for 18+
8.50%
9.25%
-
-4,400
R100,000 for 18+
8.40%
9.25%
-
-5,170
R100,000 for 55+
8.50%
9.25%
-
-4,400
R100,000 for 55+
8.45%
9.25%
-
-4,751
R100,000 for 55+
8.45%
9.25%
-
-4,751
R250,000 for 18+
8.50%
9.25%
-
-11,000
R250,000 for 55+
8.65%
9.25%
-
-8,185
R250,000 for 55+
8.65%
9.25%
-
-8,185
R250,000 for 55+
8.55%
9.25%
-
-10,122
R250,000 for 55+
8.50%
9.25%
-
-11,000
R1,000,000 for 18+
8.60%
9.25%
-
-36,267
R1,000,000 for 55+
8.65%
9.25%
-
-32,742
R1,000,000 for 55+
8.65%
9.25%
-
-32,742
R1,000,000 for 55+
8.65%
9.25%
-
-32,742
R1,000,000 for 55+
8.65%
9.25%
-
-32,742
R5,000,000 for 18+
8.60%
9.25%
-
-181,336
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Nedbank over and above SA Retail Bonds.
    A negative amount means that SA Retail Bonds offers more than Nedbank.
How to read this table?

You get a 8.6% interest rate at Nedbank for a R5,000,000 investment in a 5 year fixed deposit (if you are older than 18). SA Retail Bonds's interest rate for the same terms is 9.25%. Over 5 years you will earn R181,336 less in interest at Nedbank compared SA Retail Bonds.