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Best 3 month Fixed Deposit Rates for October 2026 | R100,000 investment

These are the best 3 month fixed deposit rates for individuals older than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
GoTyme Bank
GoTyme Bank Fixed Deposit 		7.7% R101.9k
2
GoTyme Bank
GoTyme Bank Fixed Deposit 		7.7% R101.9k
3
Investec
Investec PrimeLinked Fixed Deposit 		7.3% R101.8k
4
Bidvest
Bidvest Fixed Deposit 		7.11% R101.8k
5
Discovery
Discovery Fixed Deposit Account 		6.85% R101.7k
6
Discovery
Discovery Fixed Deposit Account 		6.85% R101.7k
7
Standard Bank
Standard Bank Fixed Deposit 		6.82% R101.7k
8
Standard Bank
Standard Bank Fixed Deposit 		6.82% R101.7k
9
Nedbank
Nedbank Platinum Fixed Deposit 		6.7% R101.7k
10
African Bank
African Bank Fixed Deposit 		6.6% R101.7k
11
African Bank
African Bank Fixed Deposit 		6.6% R101.7k
12
Nedbank
Nedbank Electronic OptimumPlus 		6.6% R101.7k
13
Investec
Investec Fixed Term Deposit 		6.58% R101.7k
14
FNB
FNB Senior Fixed Deposit 		6.5% R101.6k
15
FNB
FNB Senior Preferential Fixed Deposit 		6.5% R101.6k
16
Nedbank
Nedbank Electronic Fixed Deposit 		6.5% R101.6k
17
Absa
Absa Dynamic Senior Fixed Deposit 		6.4% R101.6k
18
FNB
FNB Fixed Deposit 		6.4% R101.6k
19
Absa
Absa Dynamic Fixed Deposit 		6.25% R101.6k
20
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.15% R101.5k
21
Absa
Absa Standard Digital Bonus Fixed Deposit 		6% R101.5k
22
Access Bank Plc
Access Bank Fixed Deposit 		5.3% R101.3k
23
Access Bank Plc
Access Bank Fixed Deposit 		5.3% R101.3k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity