Best 2 year Fixed Deposit Rates for March 2026 | R100,000 investment

These are the best 2 year fixed deposit rates for individuals younger than 55 looking to invest R100,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	Access Bank Plc Access Bank Fixed Deposit	18	R25k	7.5%	R116.1k
2	Access Bank Plc Access Bank Fixed Deposit	55	R25k	7.5%	R116.1k
3	African Bank African Bank Fixed Deposit	18	R50k	7.49%	R116.1k
4	African Bank African Bank Fixed Deposit	55	R50k	7.49%	R116.1k
5	Nedbank Nedbank Platinum Fixed Deposit	18	R100k	7.3%	R115.7k
6	Nedbank Nedbank Electronic OptimumPlus	55	R25k	7.2%	R115.4k
7	Capitec Capitec Fixed-Term Savings	18	R50k	7.05%	R115.1k
8	Nedbank Nedbank Electronic Fixed Deposit	18	R25k	6.95%	R114.9k
9	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	7%	R114.8k
10	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	7%	R114.8k
11	Discovery Discovery Fixed Deposit Account	18	R10k	6.9%	R114.8k
12	Discovery Discovery Fixed Deposit Account	55	R10k	6.9%	R114.8k
13	Investec Investec Fixed Deposit Special	55	R100k	6.87%	R114.7k
14	FNB FNB Senior Preferential Fixed Deposit	55	R10k	6.75%	R114.4k
15	Investec Investec Fixed Deposit Special	18	R100k	6.72%	R114.3k
16	Standard Bank Standard Bank Fixed Deposit	18	R100k	6.6%	R114.1k
17	Absa Absa Dynamic Senior Fixed Deposit	55	R100k	6.55%	R114.0k
18	Absa Absa Dynamic Fixed Deposit	18	R100k	6.5%	R113.8k
19	FNB FNB Senior Fixed Deposit	55	R10k	6.5%	R113.8k
20	FNB FNB Fixed Deposit	18	R10k	6.4%	R113.6k
21	Absa Absa Senior Digital Bonus Fixed Deposit	55	R100k	6.35%	R113.5k
22	Absa Absa Standard Digital Bonus Fixed Deposit	18	R100k	6.3%	R113.4k

(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity