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Best 3 year Fixed Deposit Rates for March 2026 | R100,000 investment

These are the best 3 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
African Bank
African Bank Fixed Deposit 		7.87% R126.5k
2
African Bank
African Bank Fixed Deposit 		7.87% R126.5k
3
Access Bank Plc
Access Bank Fixed Deposit 		7.6% R125.5k
4
Access Bank Plc
Access Bank Fixed Deposit 		7.6% R125.5k
5
Nedbank
Nedbank Platinum Fixed Deposit 		7.35% R124.6k
6
Nedbank
Nedbank Electronic OptimumPlus 		7.25% R124.2k
7
SA Retail Bonds
SA Retail Bonds Fixed Rates 		7.25% R123.8k
8
SA Retail Bonds
SA Retail Bonds Fixed Rates 		7.25% R123.8k
9
Capitec
Capitec Fixed-Term Savings 		7.1% R123.7k
10
Nedbank
Nedbank Electronic Fixed Deposit 		7% R123.3k
11
Discovery
Discovery Fixed Deposit Account 		6.95% R123.1k
12
Discovery
Discovery Fixed Deposit Account 		6.95% R123.1k
13
Absa
Absa Dynamic Senior Fixed Deposit 		6.9% R122.9k
14
FNB
FNB Senior Preferential Fixed Deposit 		6.85% R122.7k
15
Absa
Absa Dynamic Fixed Deposit 		6.75% R122.4k
16
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.7% R122.2k
17
Standard Bank
Standard Bank Fixed Deposit 		6.66% R122.1k
18
FNB
FNB Senior Fixed Deposit 		6.6% R121.8k
19
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.55% R121.6k
20
FNB
FNB Fixed Deposit 		6.5% R121.5k
21
SA Retail Bonds
SA Retail Bonds Inflation Linked 		5% R116.0k
22
SA Retail Bonds
SA Retail Bonds Inflation Linked 		5% R116.0k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity