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Best 1 year Fixed Deposit Rates for April 2026 | R100,000 investment

These are the best 1 year fixed deposit rates for individuals younger than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
TymeBank
TymeBank Fixed Deposit 		8.75% R109.1k
2
TymeBank
TymeBank Fixed Deposit 		8.75% R109.1k
3
Investec
Investec PrimeLinked Fixed Deposit 		7.78% R108.1k
4
Investec
Investec PrimeLinked Fixed Deposit 		7.78% R108.1k
5
Bidvest
Bidvest Fixed Deposit 		7.67% R107.9k
6
Investec
Investec Fixed Deposit Special 		7.6% R107.9k
7
Investec
Investec Tax Free Fixed Deposit 		7.52% R107.8k
8
Investec
Investec Fixed Deposit Special 		7.5% R107.8k
9
Absa
Absa Dynamic Senior Fixed Deposit 		7.35% R107.6k
10
Investec
Investec Fixed Term Deposit 		7.34% R107.6k
11
Absa
Absa Dynamic Fixed Deposit 		7.3% R107.5k
12
Investec
Investec Fixed Term Deposit 		7.26% R107.5k
13
Access Bank Plc
Access Bank Fixed Deposit 		7.25% R107.5k
14
Access Bank Plc
Access Bank Fixed Deposit 		7.25% R107.5k
15
African Bank
African Bank Tax Free Investment (12 Months) 		7.17% R107.4k
16
African Bank
African Bank Tax Free Investment (12 Months) 		7.17% R107.4k
17
African Bank
African Bank Fixed Deposit 		7.12% R107.4k
18
African Bank
African Bank Fixed Deposit 		7.12% R107.4k
19
Nedbank
Nedbank Platinum Fixed Deposit 		7.1% R107.3k
20
Standard Bank
Standard Bank Fixed Deposit 		7.02% R107.2k
21
Standard Bank
Standard Bank Fixed Deposit 		7.02% R107.2k
22
Absa
Absa Tax Free Fixed Deposit 		7.01% R107.2k
23
Discovery
Discovery Fixed Deposit Account 		7% R107.2k
24
Discovery
Discovery Fixed Deposit Account 		7% R107.2k
25
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.95% R107.2k
26
Capitec
Capitec Fixed-Term Savings 		6.95% R107.2k
27
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.9% R107.1k
28
Nedbank
Nedbank Electronic OptimumPlus 		6.9% R107.1k
29
FNB
FNB Senior Preferential Fixed Deposit 		6.8% R107.0k
30
Nedbank
Nedbank Electronic Fixed Deposit 		6.75% R107.0k
31
FNB
FNB Senior Fixed Deposit 		6.6% R106.8k
32
FNB
FNB Fixed Deposit 		6.5% R106.7k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity