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Best 6 month Fixed Deposit Rates for April 2026 | R100,000 investment

These are the best 6 month fixed deposit rates for individuals younger than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
TymeBank
TymeBank Fixed Deposit 		8.25% R104.2k
2
TymeBank
TymeBank Fixed Deposit 		8.25% R104.2k
3
Investec
Investec PrimeLinked Fixed Deposit 		7.26% R103.7k
4
Bidvest
Bidvest Fixed Deposit 		7.24% R103.7k
5
Absa
Absa Dynamic Fixed Deposit 		7.1% R103.6k
6
Absa
Absa Dynamic Senior Fixed Deposit 		7.1% R103.6k
7
Investec
Investec PrimeLinked Fixed Deposit 		7.06% R103.6k
8
African Bank
African Bank Fixed Deposit 		7.02% R103.6k
9
African Bank
African Bank Fixed Deposit 		7.02% R103.6k
10
Access Bank Plc
Access Bank Fixed Deposit 		7% R103.6k
11
Access Bank Plc
Access Bank Fixed Deposit 		7% R103.6k
12
Investec
Investec Fixed Deposit Special 		7% R103.6k
13
Nedbank
Nedbank Platinum Fixed Deposit 		6.95% R103.5k
14
Investec
Investec Fixed Deposit Special 		6.85% R103.5k
15
Nedbank
Nedbank Electronic OptimumPlus 		6.85% R103.5k
16
Discovery
Discovery Fixed Deposit Account 		6.8% R103.4k
17
Discovery
Discovery Fixed Deposit Account 		6.8% R103.4k
18
Nedbank
Nedbank Electronic Fixed Deposit 		6.8% R103.4k
19
Capitec
Capitec Fixed-Term Savings 		6.75% R103.4k
20
Investec
Investec Fixed Term Deposit 		6.75% R103.4k
21
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.65% R103.4k
22
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.65% R103.4k
23
Standard Bank
Standard Bank Fixed Deposit 		6.53% R103.3k
24
Standard Bank
Standard Bank Fixed Deposit 		6.53% R103.3k
25
Investec
Investec Fixed Term Deposit 		6.3% R103.2k
26
FNB
FNB Senior Fixed Deposit 		6.2% R103.1k
27
FNB
FNB Senior Preferential Fixed Deposit 		6.2% R103.1k
28
FNB
FNB Fixed Deposit 		6.15% R103.1k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity