Best 6 month Fixed Deposit Rates for March 2026 | R100,000 investment

These are the best 6 month fixed deposit rates for individuals younger than 55 looking to invest R100,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	TymeBank TymeBank Fixed Deposit	18	R1	8.25%	R104.2k
2	TymeBank TymeBank Fixed Deposit	55	R1	8.25%	R104.2k
3	Investec Investec PrimeLinked Fixed Deposit	18	R100k	7.26%	R103.7k
4	Bidvest Bidvest Fixed Deposit	18	R1	7.1%	R103.6k
5	Investec Investec PrimeLinked Fixed Deposit	18	R100k	7.06%	R103.6k
6	African Bank African Bank Fixed Deposit	18	R50k	7.02%	R103.6k
7	African Bank African Bank Fixed Deposit	55	R50k	7.02%	R103.6k
8	Access Bank Plc Access Bank Fixed Deposit	18	R25k	7%	R103.6k
9	Access Bank Plc Access Bank Fixed Deposit	55	R25k	7%	R103.6k
10	Nedbank Nedbank Platinum Fixed Deposit	18	R100k	6.95%	R103.5k
11	Nedbank Nedbank Electronic OptimumPlus	55	R25k	6.85%	R103.5k
12	Discovery Discovery Fixed Deposit Account	18	R10k	6.8%	R103.4k
13	Discovery Discovery Fixed Deposit Account	55	R10k	6.8%	R103.4k
14	Nedbank Nedbank Electronic Fixed Deposit	18	R25k	6.8%	R103.4k
15	Absa Absa Dynamic Fixed Deposit	18	R100k	6.75%	R103.4k
16	Absa Absa Dynamic Senior Fixed Deposit	55	R100k	6.75%	R103.4k
17	Capitec Capitec Fixed-Term Savings	18	R50k	6.75%	R103.4k
18	Investec Investec Fixed Deposit Special	55	R100k	6.66%	R103.4k
19	Investec Investec Fixed Deposit Special	18	R100k	6.51%	R103.3k
20	Absa Absa Standard Digital Bonus Fixed Deposit	18	R100k	6.5%	R103.3k
21	Absa Absa Senior Digital Bonus Fixed Deposit	55	R100k	6.5%	R103.3k
22	Investec Investec Fixed Term Deposit	18	R100k	6.41%	R103.2k
23	Standard Bank Standard Bank Fixed Deposit	18	R100k	6.23%	R103.2k
24	FNB FNB Senior Fixed Deposit	55	R10k	6.2%	R103.1k
25	FNB FNB Senior Preferential Fixed Deposit	55	R10k	6.2%	R103.1k
26	FNB FNB Fixed Deposit	18	R10k	6.15%	R103.1k
27	Investec Investec Fixed Term Deposit	18	R100k	5.96%	R103.0k

(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity