Best 5 year Fixed Deposit Rates for June 2026 | R100,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	Fedgroup Fedgroup Secured Investment (5 Years)	18	R1	8.65%	R153.9k
2	Fedgroup Fedgroup Secured Investment (5 Years)	55	R1	8.65%	R153.9k
3	African Bank African Bank Fixed Deposit	18	R50k	8.43%	R152.2k
4	African Bank African Bank Fixed Deposit	55	R50k	8.43%	R152.2k
5	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	8.5%	R151.6k
6	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	8.5%	R151.6k
7	Investec Investec Fixed Deposit Special	55	R100k	8.21%	R150.5k
8	Investec Investec Fixed Deposit Special	18	R100k	8.06%	R149.4k
9	Nedbank Nedbank Platinum Fixed Deposit	18	R100k	8.05%	R149.4k
10	Absa Absa Dynamic Senior Fixed Deposit	55	R100k	8%	R149.0k
11	Nedbank Nedbank Electronic OptimumPlus	55	R25k	8%	R149.0k
12	Absa Absa Dynamic Fixed Deposit	18	R100k	7.9%	R148.2k
13	Nedbank Nedbank Electronic Fixed Deposit	18	R25k	7.9%	R148.2k
14	Standard Bank Standard Bank Fixed Deposit	18	R100k	7.88%	R148.1k
15	Standard Bank Standard Bank Fixed Deposit	55	R100k	7.88%	R148.1k
16	Capitec Capitec Fixed-Term Savings	18	R50k	7.8%	R147.5k
17	FNB FNB Senior Preferential Fixed Deposit	55	R10k	7.8%	R147.5k
18	Access Bank Plc Access Bank Fixed Deposit	18	R25k	7.75%	R147.1k
19	Access Bank Plc Access Bank Fixed Deposit	55	R25k	7.75%	R147.1k
20	Discovery Discovery Fixed Deposit Account	18	R10k	7.5%	R145.3k
21	Discovery Discovery Fixed Deposit Account	55	R10k	7.5%	R145.3k
22	FNB FNB Senior Fixed Deposit	55	R10k	7.4%	R144.6k
23	Absa Absa Senior Digital Bonus Fixed Deposit	55	R100k	7.35%	R144.3k
24	FNB FNB Fixed Deposit	18	R10k	7.3%	R143.9k
25	Absa Absa Standard Digital Bonus Fixed Deposit	18	R100k	7.25%	R143.5k
26	SA Retail Bonds SA Retail Bonds Inflation Linked	18	R1	4.5%	R124.9k
27	SA Retail Bonds SA Retail Bonds Inflation Linked	55	R1	4.5%	R124.9k

(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity