Best 5 year Fixed Deposit Rates for March 2026 | R100,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	Fedgroup Fedgroup Secured Investment (5 Years)	18	R1	8.9%	R155.8k
2	Fedgroup Fedgroup Secured Investment (5 Years)	55	R1	8.9%	R155.8k
3	African Bank African Bank Fixed Deposit	18	R50k	8.19%	R150.4k
4	African Bank African Bank Fixed Deposit	55	R50k	8.19%	R150.4k
5	Nedbank Nedbank Platinum Fixed Deposit	18	R100k	7.9%	R148.2k
6	Nedbank Nedbank Electronic OptimumPlus	55	R25k	7.85%	R147.9k
7	Access Bank Plc Access Bank Fixed Deposit	18	R25k	7.75%	R147.1k
8	Access Bank Plc Access Bank Fixed Deposit	55	R25k	7.75%	R147.1k
9	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	7.75%	R146.3k
10	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	7.75%	R146.3k
11	Capitec Capitec Fixed-Term Savings	18	R50k	7.4%	R144.6k
12	Discovery Discovery Fixed Deposit Account	18	R10k	7.35%	R144.3k
13	Discovery Discovery Fixed Deposit Account	55	R10k	7.35%	R144.3k
14	FNB FNB Senior Preferential Fixed Deposit	55	R10k	7.35%	R144.3k
15	Nedbank Nedbank Electronic Fixed Deposit	18	R25k	7.35%	R144.3k
16	Absa Absa Dynamic Senior Fixed Deposit	55	R100k	7.3%	R143.9k
17	Investec Investec Fixed Deposit Special	55	R100k	7.27%	R143.7k
18	Absa Absa Dynamic Fixed Deposit	18	R100k	7.2%	R143.2k
19	Absa Absa Senior Digital Bonus Fixed Deposit	55	R100k	7.15%	R142.8k
20	Investec Investec Fixed Deposit Special	18	R100k	7.12%	R142.6k
21	FNB FNB Senior Fixed Deposit	55	R10k	7.1%	R142.5k
22	Absa Absa Standard Digital Bonus Fixed Deposit	18	R100k	7.05%	R142.1k
23	Standard Bank Standard Bank Fixed Deposit	18	R100k	6.95%	R141.4k
24	FNB FNB Fixed Deposit	18	R10k	6.9%	R141.1k
25	SA Retail Bonds SA Retail Bonds Inflation Linked	18	R1	4.75%	R126.5k
26	SA Retail Bonds SA Retail Bonds Inflation Linked	55	R1	4.75%	R126.5k

(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity