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Best 5 year Fixed Deposit Rates for September 2026 | R100,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

# Bank Nominal Total interest *
1
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R153.9k
2
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R153.9k
3
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8.75% R153.4k
4
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8.75% R153.4k
5
African Bank
African Bank Fixed Deposit 		8.43% R152.2k
6
African Bank
African Bank Fixed Deposit 		8.43% R152.2k
7
Investec
Investec Fixed Deposit Special 		8.25% R150.8k
8
Nedbank
Nedbank Platinum Fixed Deposit 		8.15% R150.1k
9
Investec
Investec Fixed Deposit Special 		8.1% R149.7k
10
Nedbank
Nedbank Electronic OptimumPlus 		8.1% R149.7k
11
Absa
Absa Dynamic Senior Fixed Deposit 		8% R149.0k
12
Discovery
Discovery Fixed Deposit Account 		8% R149.0k
13
Discovery
Discovery Fixed Deposit Account 		8% R149.0k
14
FNB
FNB Senior Preferential Fixed Deposit 		7.95% R148.6k
15
Absa
Absa Dynamic Fixed Deposit 		7.9% R148.2k
16
Nedbank
Nedbank Electronic Fixed Deposit 		7.9% R148.2k
17
Standard Bank
Standard Bank Fixed Deposit 		7.87% R148.0k
18
Standard Bank
Standard Bank Fixed Deposit 		7.87% R148.0k
19
Capitec
Capitec Fixed-Term Savings 		7.8% R147.5k
20
FNB
FNB Senior Fixed Deposit 		7.8% R147.5k
21
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R147.1k
22
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R147.1k
23
FNB
FNB Fixed Deposit 		7.75% R147.1k
24
Absa
Absa Senior Digital Bonus Fixed Deposit 		7.35% R144.3k
25
Absa
Absa Standard Digital Bonus Fixed Deposit 		7.25% R143.5k
26
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R124.9k
27
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R124.9k
(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity