FNB
vs
Bidvest
Interest rates compared
Introduction
This fixed deposit comparison page compares FNB interest rates to Bidvest interest rates. All the interest rates shown are sourced from the FNB and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th July 2025.
How do FNB fixed deposit interest rates compare to Bidvest ?
You are more likely to find better interest rates at Bidvest than FNB. Specifically, 0 out of 100 interest rates are better at FNB than Bidvest. This means you are more likely to find a better interest rate at Bidvest 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at FNB is 8.4% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55. Whilst at Bidvest, the best interest rate you can get is 8.31% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.
But how do interest rates at FNB compare to Bidvest across different terms and investment amounts?
3 month fixed deposit interest rates compared
This table shows FNB's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | FNB1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.65% | 7.70% | - -27 |
| R10,000 for 55+ | 6.85% | 7.70% | - -22 |
| R10,000 for 55+ | 6.85% | 7.70% | - -22 |
| R10,000 for 55+ | 6.65% | 7.70% | - -27 |
| R100,000 for 18+ | 6.65% | 7.70% | - -265 |
| R100,000 for 55+ | 6.85% | 7.70% | - -215 |
| R100,000 for 55+ | 6.85% | 7.70% | - -215 |
| R100,000 for 55+ | 6.65% | 7.70% | - -265 |
| R250,000 for 18+ | 6.75% | 7.70% | - -604 |
| R250,000 for 55+ | 6.95% | 7.70% | - -473 |
| R250,000 for 55+ | 6.95% | 7.70% | - -473 |
| R250,000 for 55+ | 6.75% | 7.70% | - -604 |
| R1,000,000 for 18+ | 6.95% | 7.70% | - -1,893 |
| R1,000,000 for 55+ | 7.15% | 7.70% | - -1,395 |
| R1,000,000 for 55+ | 7.15% | 7.70% | - -1,395 |
| R1,000,000 for 55+ | 6.95% | 7.70% | - -1,893 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at FNB over and above Bidvest.
A negative amount means that Bidvest offers more than FNB.
You get a 6.95% interest rate at FNB for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 7.70%. Over 3 months you will earn R1,893 less in interest at FNB compared Bidvest.
6 month fixed deposit interest rates compared
This table shows FNB's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | FNB1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.80% | 7.93% | - -58 |
| R10,000 for 55+ | 7.00% | 7.93% | - -48 |
| R10,000 for 55+ | 7.00% | 7.93% | - -48 |
| R10,000 for 55+ | 6.80% | 7.93% | - -58 |
| R100,000 for 18+ | 6.80% | 7.93% | - -578 |
| R100,000 for 55+ | 7.00% | 7.93% | - -477 |
| R100,000 for 55+ | 7.00% | 7.93% | - -477 |
| R100,000 for 55+ | 6.80% | 7.93% | - -578 |
| R250,000 for 18+ | 6.90% | 7.93% | - -1,325 |
| R250,000 for 55+ | 7.10% | 7.93% | - -1,060 |
| R250,000 for 55+ | 7.10% | 7.93% | - -1,060 |
| R250,000 for 55+ | 6.90% | 7.93% | - -1,325 |
| R1,000,000 for 18+ | 7.10% | 7.93% | - -4,238 |
| R1,000,000 for 55+ | 7.35% | 7.93% | - -2,984 |
| R1,000,000 for 55+ | 7.35% | 7.93% | - -2,984 |
| R1,000,000 for 55+ | 7.10% | 7.93% | - -4,238 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at FNB over and above Bidvest.
A negative amount means that Bidvest offers more than FNB.
You get a 7.1% interest rate at FNB for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 7.93%. Over 6 months you will earn R4,238 less in interest at FNB compared Bidvest.
1 year fixed deposit interest rates compared
This table shows FNB's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | FNB1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.30% | 8.21% | - -98 |
| R10,000 for 55+ | 7.60% | 8.31% | - -76 |
| R10,000 for 55+ | 7.60% | 8.31% | - -76 |
| R10,000 for 55+ | 7.30% | 8.31% | - -108 |
| R100,000 for 18+ | 7.30% | 8.21% | - -980 |
| R100,000 for 55+ | 7.60% | 8.31% | - -760 |
| R100,000 for 55+ | 7.60% | 8.31% | - -760 |
| R100,000 for 55+ | 7.30% | 8.31% | - -1,080 |
| R250,000 for 18+ | 7.40% | 8.21% | - -2,175 |
| R250,000 for 55+ | 7.70% | 8.31% | - -1,625 |
| R250,000 for 55+ | 7.70% | 8.31% | - -1,625 |
| R250,000 for 55+ | 7.40% | 8.31% | - -2,425 |
| R1,000,000 for 18+ | 7.60% | 8.21% | - -6,600 |
| R1,000,000 for 55+ | 7.90% | 8.31% | - -4,400 |
| R1,000,000 for 55+ | 7.90% | 8.31% | - -4,400 |
| R1,000,000 for 55+ | 7.60% | 8.31% | - -7,600 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at FNB over and above Bidvest.
A negative amount means that Bidvest offers more than FNB.
You get a 7.6% interest rate at FNB for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 8.31%. Over 12 months you will earn R7,600 less in interest at FNB compared Bidvest.
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