Standard Bank vs Absa

Interest rates compared

Last updated 31st July 2026 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Absa interest rates. All the interest rates shown are sourced from the Standard Bank and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.

How do Standard Bank fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Standard Bank than Absa. Specifically, 58 out of 100 interest rates are better at Standard Bank than Absa. This means you are more likely to find a better interest rate at Absa 42% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
7.97%
best rate
Absa
8.05%
best rate

The best interest rate you can get at Standard Bank is 7.972156797760377% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Standard Bank compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.90%
6.20%
-
-3
R100,000 for 18+
6.48%
6.30%
+
15
R250,000 for 18+
6.48%
6.30%
+
38
R1,000,000 for 18+
6.58%
6.35%
+
190
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.57800934398125% interest rate at Standard Bank for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R190 more in interest at Standard Bank compared Absa.

2 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.90%
5.90%
-
0
R100,000 for 18+
6.56%
6.00%
+
94
R250,000 for 18+
6.56%
6.00%
+
234
R1,000,000 for 18+
6.65%
6.05%
+
1,009
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.652373578695059% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R1,009 more in interest at Standard Bank compared Absa.

3 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.02%
6.20%
-
-5
R100,000 for 18+
6.61%
6.25%
+
91
R250,000 for 18+
6.61%
6.25%
+
227
R1,000,000 for 18+
6.70%
6.35%
+
895
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.704116396956028% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R895 more in interest at Standard Bank compared Absa.

4 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.02%
5.95%
+
2
R100,000 for 18+
6.66%
6.00%
+
223
R250,000 for 18+
6.66%
6.00%
+
559
R1,000,000 for 18+
6.75%
6.10%
+
2,215
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.7539545781414745% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R2,215 more in interest at Standard Bank compared Absa.

5 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.69%
6.00%
+
292
R250,000 for 18+
6.69%
6.00%
+
731
R1,000,000 for 18+
6.78%
6.10%
+
2,900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.781214945721281% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R2,900 more in interest at Standard Bank compared Absa.

6 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.13%
6.80%
-
-35
R100,000 for 18+
6.74%
7.10%
-
-187
R250,000 for 18+
6.74%
7.10%
-
-467
R1,000,000 for 18+
6.83%
7.10%
-
-1,384
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.83101812221425% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R1,384 less in interest at Standard Bank compared Absa.

7 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.81%
6.25%
+
337
R250,000 for 18+
6.81%
6.25%
+
843
R1,000,000 for 18+
6.90%
6.30%
+
3,637
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.903333422405211% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 7 months you will earn R3,637 more in interest at Standard Bank compared Absa.

8 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.86%
6.25%
+
419
R250,000 for 18+
6.86%
6.25%
+
1,048
R1,000,000 for 18+
6.95%
6.30%
+
4,499
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.949327445776188% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 8 months you will earn R4,499 more in interest at Standard Bank compared Absa.

9 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.13%
6.65%
-
-41
R100,000 for 18+
6.90%
7.15%
-
-194
R250,000 for 18+
6.90%
7.15%
-
-485
R1,000,000 for 18+
7.00%
7.15%
-
-1,201
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.997178308606156% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R1,201 less in interest at Standard Bank compared Absa.

10 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.97%
6.25%
+
631
R250,000 for 18+
6.97%
6.25%
+
1,578
R1,000,000 for 18+
7.06%
6.30%
+
6,699
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.064696962890782% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 10 months you will earn R6,699 more in interest at Standard Bank compared Absa.

11 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.02%
6.20%
+
791
R250,000 for 18+
7.02%
6.20%
+
1,978
R1,000,000 for 18+
7.11%
6.25%
+
8,339
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.110623412275885% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.25%. Over 11 months you will earn R8,339 more in interest at Standard Bank compared Absa.

1 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.40%
7.10%
-
-75
R100,000 for 18+
7.35%
7.60%
-
-270
R250,000 for 18+
7.35%
7.60%
-
-676
R1,000,000 for 18+
7.40%
7.60%
-
-2,104
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R2,104 less in interest at Standard Bank compared Absa.

1.5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.78%
7.30%
-
-85
R100,000 for 18+
7.49%
7.50%
-
-21
R250,000 for 18+
7.49%
7.50%
-
-52
R1,000,000 for 18+
7.49%
7.60%
-
-1,875
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.4876177535428745% interest rate at Standard Bank for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 1.5 years you will earn R1,875 less in interest at Standard Bank compared Absa.

2 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.84%
7.50%
-
-151
R100,000 for 18+
7.57%
7.50%
+
165
R250,000 for 18+
7.57%
7.50%
+
414
R1,000,000 for 18+
7.57%
7.60%
-
-656
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.571633456631854% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R656 less in interest at Standard Bank compared Absa.

3 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.93%
7.50%
-
-212
R100,000 for 18+
7.69%
7.60%
+
348
R250,000 for 18+
7.69%
7.60%
+
870
R1,000,000 for 18+
7.69%
7.80%
-
-4,025
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.6928760712593025% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.80%. Over 3 years you will earn R4,025 less in interest at Standard Bank compared Absa.

5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.11%
7.70%
-
-422
R100,000 for 18+
7.97%
7.90%
+
532
R250,000 for 18+
7.97%
7.90%
+
1,331
R1,000,000 for 18+
7.97%
8.05%
-
-5,763
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.972156797760377% interest rate at Standard Bank for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R5,763 less in interest at Standard Bank compared Absa.

How do Standard Bank interest rates compare to other banks?