Standard Bank vs Absa

Interest rates compared

Last updated 2nd October 2026 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Absa interest rates. All the interest rates shown are sourced from the Standard Bank and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.

How do Standard Bank fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Standard Bank than Absa. Specifically, 73 out of 100 interest rates are better at Standard Bank than Absa. This means you are more likely to find a better interest rate at Absa 27% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
8.24%
best rate
Absa
8.05%
best rate

The best interest rate you can get at Standard Bank is 8.241454697126116% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Standard Bank compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.11%
6.20%
-
-1
R100,000 for 18+
6.67%
6.30%
+
31
R250,000 for 18+
6.67%
6.30%
+
78
R1,000,000 for 18+
6.77%
6.35%
+
347
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.766175580590161% interest rate at Standard Bank for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R347 more in interest at Standard Bank compared Absa.

2 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.11%
5.90%
+
3
R100,000 for 18+
6.72%
6.00%
+
121
R250,000 for 18+
6.72%
6.00%
+
303
R1,000,000 for 18+
6.82%
6.05%
+
1,285
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.816925177262689% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R1,285 more in interest at Standard Bank compared Absa.

3 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.26%
6.20%
+
1
R100,000 for 18+
6.82%
6.25%
+
144
R250,000 for 18+
6.82%
6.25%
+
359
R1,000,000 for 18+
6.91%
6.35%
+
1,420
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.911782749805884% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R1,420 more in interest at Standard Bank compared Absa.

4 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.26%
5.95%
+
10
R100,000 for 18+
6.85%
6.00%
+
286
R250,000 for 18+
6.85%
6.00%
+
716
R1,000,000 for 18+
6.94%
6.10%
+
2,843
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.9390039350182064% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R2,843 more in interest at Standard Bank compared Absa.

5 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.87%
6.00%
+
371
R250,000 for 18+
6.87%
6.00%
+
926
R1,000,000 for 18+
6.96%
6.10%
+
3,680
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.964341727727774% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R3,680 more in interest at Standard Bank compared Absa.

6 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.33%
6.80%
-
-24
R100,000 for 18+
6.94%
7.10%
-
-81
R250,000 for 18+
6.94%
7.10%
-
-204
R1,000,000 for 18+
7.04%
7.10%
-
-331
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.035631524018271% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R331 less in interest at Standard Bank compared Absa.

7 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.01%
6.25%
+
460
R250,000 for 18+
7.01%
6.25%
+
1,149
R1,000,000 for 18+
7.11%
6.30%
+
4,861
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.105937920390204% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 7 months you will earn R4,861 more in interest at Standard Bank compared Absa.

8 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.08%
6.25%
+
575
R250,000 for 18+
7.08%
6.25%
+
1,437
R1,000,000 for 18+
7.17%
6.30%
+
6,055
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.173389709885125% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 8 months you will earn R6,055 more in interest at Standard Bank compared Absa.

9 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.33%
6.65%
-
-25
R100,000 for 18+
7.10%
7.15%
-
-36
R250,000 for 18+
7.10%
7.15%
-
-90
R1,000,000 for 18+
7.20%
7.15%
+
376
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.197737115410696% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R376 more in interest at Standard Bank compared Absa.

10 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.17%
6.25%
+
806
R250,000 for 18+
7.17%
6.25%
+
2,015
R1,000,000 for 18+
7.26%
6.30%
+
8,445
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.263260987551856% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 10 months you will earn R8,445 more in interest at Standard Bank compared Absa.

11 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.21%
6.20%
+
983
R250,000 for 18+
7.21%
6.20%
+
2,458
R1,000,000 for 18+
7.31%
6.25%
+
10,262
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.308169043977664% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.25%. Over 11 months you will earn R10,262 more in interest at Standard Bank compared Absa.

1 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.78%
7.10%
-
-34
R100,000 for 18+
7.35%
7.60%
-
-270
R250,000 for 18+
7.35%
7.60%
-
-676
R1,000,000 for 18+
7.40%
7.60%
-
-2,104
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R2,104 less in interest at Standard Bank compared Absa.

1.5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.23%
7.30%
-
-12
R100,000 for 18+
7.75%
7.50%
+
416
R250,000 for 18+
7.75%
7.50%
+
1,039
R1,000,000 for 18+
7.75%
7.60%
+
2,487
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.74878907419545% interest rate at Standard Bank for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 1.5 years you will earn R2,487 more in interest at Standard Bank compared Absa.

2 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.28%
7.50%
-
-50
R100,000 for 18+
7.84%
7.50%
+
792
R250,000 for 18+
7.84%
7.50%
+
1,979
R1,000,000 for 18+
7.84%
7.60%
+
5,607
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.84191418500777% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R5,607 more in interest at Standard Bank compared Absa.

3 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.43%
7.50%
-
-26
R100,000 for 18+
7.99%
7.60%
+
1,470
R250,000 for 18+
7.99%
7.60%
+
3,676
R1,000,000 for 18+
7.99%
7.80%
+
7,199
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.9907502815825815% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.80%. Over 3 years you will earn R7,199 more in interest at Standard Bank compared Absa.

5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.69%
7.70%
-
-5
R100,000 for 18+
8.24%
7.90%
+
2,536
R250,000 for 18+
8.24%
7.90%
+
6,339
R1,000,000 for 18+
8.24%
8.05%
+
14,269
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 8.241454697126116% interest rate at Standard Bank for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R14,269 more in interest at Standard Bank compared Absa.

How do Standard Bank interest rates compare to other banks?