Standard Bank vs Absa

Interest rates compared

Last updated 1st March 2026 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Absa interest rates. All the interest rates shown are sourced from the Standard Bank and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.

How do Standard Bank fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Absa than Standard Bank. Specifically, 34 out of 100 interest rates are better at Standard Bank than Absa. This means you are more likely to find a better interest rate at Absa 66% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
6.95%
best rate
Absa
7.20%
best rate

The best interest rate you can get at Standard Bank is 6.95401962959048% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 7.2% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Standard Bank compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.63%
6.20%
-
-5
R100,000 for 18+
6.20%
6.30%
-
-8
R250,000 for 18+
6.20%
6.30%
-
-21
R1,000,000 for 18+
6.30%
6.35%
-
-46
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.295153353258964% interest rate at Standard Bank for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R46 less in interest at Standard Bank compared Absa.

2 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.63%
5.90%
-
-4
R100,000 for 18+
6.21%
6.00%
+
35
R250,000 for 18+
6.21%
6.00%
+
86
R1,000,000 for 18+
6.30%
6.05%
+
420
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.300817628241084% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R420 more in interest at Standard Bank compared Absa.

3 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.70%
6.20%
-
-13
R100,000 for 18+
6.21%
6.25%
-
-9
R250,000 for 18+
6.21%
6.25%
-
-22
R1,000,000 for 18+
6.31%
6.35%
-
-103
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.30931349218864% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R103 less in interest at Standard Bank compared Absa.

4 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.70%
5.95%
-
-8
R100,000 for 18+
6.22%
6.00%
+
75
R250,000 for 18+
6.22%
6.00%
+
187
R1,000,000 for 18+
6.32%
6.10%
+
731
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.315920931357244% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R731 more in interest at Standard Bank compared Absa.

5 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.23%
6.00%
+
97
R250,000 for 18+
6.23%
6.00%
+
241
R1,000,000 for 18+
6.32%
6.10%
+
943
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.3215841338023715% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R943 more in interest at Standard Bank compared Absa.

6 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.72%
6.65%
-
-48
R100,000 for 18+
6.23%
6.75%
-
-265
R250,000 for 18+
6.23%
6.75%
-
-663
R1,000,000 for 18+
6.33%
6.75%
-
-2,167
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.3281908337169845% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.75%. Over 6 months you will earn R2,167 less in interest at Standard Bank compared Absa.

7 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.24%
6.25%
-
-6
R250,000 for 18+
6.24%
6.25%
-
-16
R1,000,000 for 18+
6.33%
6.30%
+
204
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.333853402589984% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 7 months you will earn R204 more in interest at Standard Bank compared Absa.

8 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.25%
6.25%
-
-3
R250,000 for 18+
6.25%
6.25%
-
-8
R1,000,000 for 18+
6.34%
6.30%
+
273
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.339515679094987% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 8 months you will earn R273 more in interest at Standard Bank compared Absa.

9 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.72%
6.55%
-
-65
R100,000 for 18+
6.25%
6.60%
-
-273
R250,000 for 18+
6.25%
6.60%
-
-683
R1,000,000 for 18+
6.35%
6.60%
-
-1,995
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.345177663263701% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.60%. Over 9 months you will earn R1,995 less in interest at Standard Bank compared Absa.

10 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.26%
6.25%
+
6
R250,000 for 18+
6.26%
6.25%
+
14
R1,000,000 for 18+
6.35%
6.30%
+
444
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.350839355127569% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 10 months you will earn R444 more in interest at Standard Bank compared Absa.

11 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.28%
6.20%
+
81
R250,000 for 18+
6.28%
6.20%
+
202
R1,000,000 for 18+
6.38%
6.25%
+
1,238
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.3782000794633475% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.25%. Over 11 months you will earn R1,238 more in interest at Standard Bank compared Absa.

1 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.79%
6.75%
-
-101
R100,000 for 18+
6.29%
7.01%
-
-766
R250,000 for 18+
6.29%
7.01%
-
-1,914
R1,000,000 for 18+
6.38%
7.01%
-
-6,657
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.383860066844527% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.01%. Over 12 months you will earn R6,657 less in interest at Standard Bank compared Absa.

1.5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.08%
6.55%
-
-77
R100,000 for 18+
6.56%
6.65%
-
-150
R250,000 for 18+
6.56%
6.65%
-
-374
R1,000,000 for 18+
6.56%
6.75%
-
-3,145
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.559174955488167% interest rate at Standard Bank for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.75%. Over 1.5 years you will earn R3,145 less in interest at Standard Bank compared Absa.

2 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.12%
6.50%
-
-87
R100,000 for 18+
6.60%
6.50%
+
220
R250,000 for 18+
6.60%
6.50%
+
549
R1,000,000 for 18+
6.60%
6.55%
+
1,062
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.59684049902749% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.55%. Over 2 years you will earn R1,062 more in interest at Standard Bank compared Absa.

3 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.20%
6.65%
-
-162
R100,000 for 18+
6.66%
6.75%
-
-318
R250,000 for 18+
6.66%
6.75%
-
-796
R1,000,000 for 18+
6.66%
6.85%
-
-6,838
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.662724095041206% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.85%. Over 3 years you will earn R6,838 less in interest at Standard Bank compared Absa.

5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.54%
7.15%
-
-426
R100,000 for 18+
6.95%
7.20%
-
-1,740
R250,000 for 18+
6.95%
7.20%
-
-4,350
R1,000,000 for 18+
6.95%
7.20%
-
-17,400
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.95401962959048% interest rate at Standard Bank for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.20%. Over 5 years you will earn R17,400 less in interest at Standard Bank compared Absa.

How do Standard Bank interest rates compare to other banks?