Standard Bank vs Absa

Interest rates compared

Last updated 1st September 2026 by Walter

Introduction

This fixed deposit comparison page compares Standard Bank interest rates to Absa interest rates. All the interest rates shown are sourced from the Standard Bank and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st September 2026.

How do Standard Bank fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Absa than Standard Bank. Specifically, 47 out of 100 interest rates are better at Standard Bank than Absa. This means you are more likely to find a better interest rate at Absa 53% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Standard Bank
7.87%
best rate
Absa
8.05%
best rate

The best interest rate you can get at Standard Bank is 7.8698363238712155% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Standard Bank compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.90%
6.20%
-
-3
R100,000 for 18+
6.48%
6.30%
+
15
R250,000 for 18+
6.48%
6.30%
+
38
R1,000,000 for 18+
6.58%
6.35%
+
190
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.57800934398125% interest rate at Standard Bank for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R190 more in interest at Standard Bank compared Absa.

2 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
5.90%
5.90%
-
0
R100,000 for 18+
6.56%
6.00%
+
94
R250,000 for 18+
6.56%
6.00%
+
234
R1,000,000 for 18+
6.65%
6.05%
+
1,009
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.652373578695059% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R1,009 more in interest at Standard Bank compared Absa.

3 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.02%
6.20%
-
-5
R100,000 for 18+
6.61%
6.25%
+
91
R250,000 for 18+
6.61%
6.25%
+
227
R1,000,000 for 18+
6.70%
6.35%
+
895
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.704116396956028% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R895 more in interest at Standard Bank compared Absa.

4 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.02%
5.95%
+
2
R100,000 for 18+
6.64%
6.00%
+
216
R250,000 for 18+
6.64%
6.00%
+
540
R1,000,000 for 18+
6.73%
6.10%
+
2,139
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.731389150122524% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R2,139 more in interest at Standard Bank compared Absa.

5 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.69%
6.00%
+
292
R250,000 for 18+
6.69%
6.00%
+
731
R1,000,000 for 18+
6.78%
6.10%
+
2,900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.781214945721281% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R2,900 more in interest at Standard Bank compared Absa.

6 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.13%
6.80%
-
-35
R100,000 for 18+
6.74%
7.10%
-
-186
R250,000 for 18+
6.74%
7.10%
-
-465
R1,000,000 for 18+
6.83%
7.10%
-
-1,375
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.8328970447699255% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R1,375 less in interest at Standard Bank compared Absa.

7 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.81%
6.25%
+
337
R250,000 for 18+
6.81%
6.25%
+
841
R1,000,000 for 18+
6.90%
6.30%
+
3,632
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.902394568083192% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 7 months you will earn R3,632 more in interest at Standard Bank compared Absa.

8 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.86%
6.25%
+
420
R250,000 for 18+
6.86%
6.25%
+
1,050
R1,000,000 for 18+
6.95%
6.30%
+
4,505
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.9502658985916455% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 8 months you will earn R4,505 more in interest at Standard Bank compared Absa.

9 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.13%
6.65%
-
-41
R100,000 for 18+
6.90%
7.15%
-
-194
R250,000 for 18+
6.90%
7.15%
-
-485
R1,000,000 for 18+
7.00%
7.15%
-
-1,201
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 6.997178308606156% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R1,201 less in interest at Standard Bank compared Absa.

10 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
6.95%
6.25%
+
612
R250,000 for 18+
6.95%
6.25%
+
1,531
R1,000,000 for 18+
7.04%
6.30%
+
6,510
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.043133019500658% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.30%. Over 10 months you will earn R6,510 more in interest at Standard Bank compared Absa.

11 month fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R100,000 for 18+
7.00%
6.20%
+
770
R250,000 for 18+
7.00%
6.20%
+
1,925
R1,000,000 for 18+
7.09%
6.25%
+
8,130
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.089068492916617% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.25%. Over 11 months you will earn R8,130 more in interest at Standard Bank compared Absa.

1 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.40%
7.10%
-
-75
R100,000 for 18+
7.35%
7.60%
-
-270
R250,000 for 18+
7.35%
7.60%
-
-676
R1,000,000 for 18+
7.40%
7.60%
-
-2,104
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R2,104 less in interest at Standard Bank compared Absa.

1.5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.78%
7.30%
-
-85
R100,000 for 18+
7.40%
7.50%
-
-161
R250,000 for 18+
7.40%
7.50%
-
-402
R1,000,000 for 18+
7.40%
7.60%
-
-3,276
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 1.5 years you will earn R3,276 less in interest at Standard Bank compared Absa.

2 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.84%
7.50%
-
-151
R100,000 for 18+
7.47%
7.50%
-
-72
R250,000 for 18+
7.47%
7.50%
-
-179
R1,000,000 for 18+
7.47%
7.60%
-
-3,027
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.468938861739183% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R3,027 less in interest at Standard Bank compared Absa.

3 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
6.93%
7.50%
-
-212
R100,000 for 18+
7.59%
7.60%
-
-36
R250,000 for 18+
7.59%
7.60%
-
-91
R1,000,000 for 18+
7.59%
7.80%
-
-7,869
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.590294884040549% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.80%. Over 3 years you will earn R7,869 less in interest at Standard Bank compared Absa.

5 year fixed deposit interest rates compared

Standard Bank vs Absa

This table shows Standard Bank's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Standard Bank1Absa1 Winner 2
R10,000 for 18+
7.11%
7.70%
-
-422
R100,000 for 18+
7.87%
7.90%
-
-222
R250,000 for 18+
7.87%
7.90%
-
-555
R1,000,000 for 18+
7.87%
8.05%
-
-13,306
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Standard Bank over and above Absa.
    A negative amount means that Absa offers more than Standard Bank.
How to read this table?

You get a 7.8698363238712155% interest rate at Standard Bank for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R13,306 less in interest at Standard Bank compared Absa.

How do Standard Bank interest rates compare to other banks?