Standard Bank
vs
GoTyme Bank
Interest rates compared
Introduction
This fixed deposit comparison page compares Standard Bank interest rates to GoTyme Bank interest rates. All the interest rates shown are sourced from the Standard Bank and GoTyme Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.
How do Standard Bank fixed deposit interest rates compare to GoTyme Bank ?
You are more likely to find better interest rates at GoTyme Bank than Standard Bank. Specifically, 0 out of 100 interest rates are better at Standard Bank than GoTyme Bank. This means you are more likely to find a better interest rate at GoTyme Bank 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Standard Bank is 7.9907502815825815% for the 36-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at GoTyme Bank, the best interest rate you can get is 8.5841% for the 36-month fixed deposit. You will need a minimum deposit of R1 .
But how do interest rates at Standard Bank compare to GoTyme Bank across different terms and investment amounts?
3 month fixed deposit interest rates compared
This table shows Standard Bank's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Standard Bank1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.26% | 7.70% | - -37 |
| R100,000 for 18+ | 6.82% | 7.70% | - -224 |
| R250,000 for 18+ | 6.82% | 7.70% | - -559 |
| R1,000,000 for 18+ | 6.91% | 7.70% | - -2,000 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than Standard Bank.
You get a 6.911782749805884% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 7.70%. Over 3 months you will earn R2,000 less in interest at Standard Bank compared GoTyme Bank.
6 month fixed deposit interest rates compared
This table shows Standard Bank's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Standard Bank1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.33% | 8.11% | - -92 |
| R100,000 for 18+ | 6.94% | 8.11% | - -603 |
| R250,000 for 18+ | 6.94% | 8.11% | - -1,509 |
| R1,000,000 for 18+ | 7.04% | 8.11% | - -5,551 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than Standard Bank.
You get a 7.035631524018271% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.11%. Over 6 months you will earn R5,551 less in interest at Standard Bank compared GoTyme Bank.
1 year fixed deposit interest rates compared
This table shows Standard Bank's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Standard Bank1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.78% | 8.42% | - -175 |
| R100,000 for 18+ | 7.35% | 8.42% | - -1,150 |
| R250,000 for 18+ | 7.35% | 8.42% | - -2,875 |
| R1,000,000 for 18+ | 7.40% | 8.42% | - -10,900 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than Standard Bank.
You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.42%. Over 12 months you will earn R10,900 less in interest at Standard Bank compared GoTyme Bank.
2 year fixed deposit interest rates compared
This table shows Standard Bank's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | Standard Bank1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.28% | 8.52% | - -288 |
| R100,000 for 18+ | 7.84% | 8.52% | - -1,584 |
| R250,000 for 18+ | 7.84% | 8.52% | - -3,960 |
| R1,000,000 for 18+ | 7.84% | 8.52% | - -15,839 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than Standard Bank.
You get a 7.84191418500777% interest rate at Standard Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.52%. Over 2 years you will earn R15,839 less in interest at Standard Bank compared GoTyme Bank.
3 year fixed deposit interest rates compared
This table shows Standard Bank's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.
| Investment amount | Standard Bank1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.43% | 8.58% | - -436 |
| R100,000 for 18+ | 7.99% | 8.58% | - -2,265 |
| R250,000 for 18+ | 7.99% | 8.58% | - -5,662 |
| R1,000,000 for 18+ | 7.99% | 8.58% | - -22,649 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than Standard Bank.
You get a 7.9907502815825815% interest rate at Standard Bank for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.58%. Over 3 years you will earn R22,649 less in interest at Standard Bank compared GoTyme Bank.
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