Standard Bank
vs
Bidvest
Interest rates compared
Introduction
This fixed deposit comparison page compares Standard Bank interest rates to Bidvest interest rates. All the interest rates shown are sourced from the Standard Bank and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st May 2026.
How do Standard Bank fixed deposit interest rates compare to Bidvest ?
You are more likely to find better interest rates at Bidvest than Standard Bank. Specifically, 0 out of 100 interest rates are better at Standard Bank than Bidvest. This means you are more likely to find a better interest rate at Bidvest 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Standard Bank is 7.403537698241536% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 . Whilst at Bidvest, the best interest rate you can get is 7.81% for the 12-month fixed deposit. You will need a minimum deposit of R1 .
But how do interest rates at Standard Bank compare to Bidvest across different terms and investment amounts?
2 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 5.78% | 6.98% | - -20 |
| R100,000 for 18+ | 6.35% | 6.98% | - -106 |
| R250,000 for 18+ | 6.35% | 6.98% | - -264 |
| R1,000,000 for 18+ | 6.44% | 6.98% | - -900 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.443272305477077% interest rate at Standard Bank for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 6.98%. Over 2 months you will earn R900 less in interest at Standard Bank compared Bidvest.
3 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 5.78% | 7.06% | - -32 |
| R100,000 for 18+ | 6.38% | 7.06% | - -173 |
| R250,000 for 18+ | 6.38% | 7.06% | - -432 |
| R1,000,000 for 18+ | 6.47% | 7.06% | - -1,488 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.4715525397980755% interest rate at Standard Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.06%. Over 3 months you will earn R1,488 less in interest at Standard Bank compared Bidvest.
4 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 5.78% | 7.09% | - -44 |
| R100,000 for 18+ | 6.41% | 7.09% | - -232 |
| R250,000 for 18+ | 6.41% | 7.09% | - -580 |
| R1,000,000 for 18+ | 6.50% | 7.09% | - -2,001 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.499825484083566% interest rate at Standard Bank for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.09%. Over 4 months you will earn R2,001 less in interest at Standard Bank compared Bidvest.
5 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.48% | 7.21% | - -311 |
| R250,000 for 18+ | 6.48% | 7.21% | - -778 |
| R1,000,000 for 18+ | 6.57% | 7.21% | - -2,710 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.574242724995738% interest rate at Standard Bank for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.21%. Over 5 months you will earn R2,710 less in interest at Standard Bank compared Bidvest.
6 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 5.96% | 7.39% | - -73 |
| R100,000 for 18+ | 6.62% | 7.39% | - -395 |
| R250,000 for 18+ | 6.62% | 7.39% | - -988 |
| R1,000,000 for 18+ | 6.72% | 7.39% | - -3,468 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.716342952360144% interest rate at Standard Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.39%. Over 6 months you will earn R3,468 less in interest at Standard Bank compared Bidvest.
7 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.74% | 7.46% | - -436 |
| R250,000 for 18+ | 6.74% | 7.46% | - -1,089 |
| R1,000,000 for 18+ | 6.83% | 7.46% | - -3,791 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.8328970447699255% interest rate at Standard Bank for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.46%. Over 7 months you will earn R3,791 less in interest at Standard Bank compared Bidvest.
8 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.81% | 7.53% | - -500 |
| R250,000 for 18+ | 6.81% | 7.53% | - -1,250 |
| R1,000,000 for 18+ | 6.90% | 7.53% | - -4,350 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 6.90427226869339% interest rate at Standard Bank for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.53%. Over 8 months you will earn R4,350 less in interest at Standard Bank compared Bidvest.
9 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 5.96% | 7.61% | - -129 |
| R100,000 for 18+ | 6.92% | 7.61% | - -539 |
| R250,000 for 18+ | 6.92% | 7.61% | - -1,348 |
| R1,000,000 for 18+ | 7.02% | 7.61% | - -4,655 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 7.018751283930413% interest rate at Standard Bank for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.61%. Over 9 months you will earn R4,655 less in interest at Standard Bank compared Bidvest.
10 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.99% | 7.63% | - -559 |
| R250,000 for 18+ | 6.99% | 7.63% | - -1,399 |
| R1,000,000 for 18+ | 7.09% | 7.63% | - -4,771 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 7.0881312264591045% interest rate at Standard Bank for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.63%. Over 10 months you will earn R4,771 less in interest at Standard Bank compared Bidvest.
11 month fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.08% | 7.70% | - -602 |
| R250,000 for 18+ | 7.08% | 7.70% | - -1,505 |
| R1,000,000 for 18+ | 7.18% | 7.70% | - -5,108 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 7.1761993015980075% interest rate at Standard Bank for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.70%. Over 11 months you will earn R5,108 less in interest at Standard Bank compared Bidvest.
1 year fixed deposit interest rates compared
This table shows Standard Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Standard Bank1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 6.45% | 7.81% | - -146 |
| R100,000 for 18+ | 7.35% | 7.81% | - -496 |
| R250,000 for 18+ | 7.35% | 7.81% | - -1,239 |
| R1,000,000 for 18+ | 7.40% | 7.81% | - -4,357 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Standard Bank over and above Bidvest.
A negative amount means that Bidvest offers more than Standard Bank.
You get a 7.403537698241536% interest rate at Standard Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.81%. Over 12 months you will earn R4,357 less in interest at Standard Bank compared Bidvest.
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